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Mortgage Disclosure Act
Statute: 12
USC 2801 et seq.
Regulation: 12
CFR 203 et seq. (Reg. C)
HMDA Purpose: The purpose of
this chapter is to provide the citizens and
public officials of the United States with sufficient
information to enable them to determine whether
depository institutions are filling their obligations
to serve the housing needs of the communities
and neighborhoods in which they are located
and to assist public officials in their determination
of the distribution of public sector investments
in a manner designed to improve the private
investment environment.
